Cate Pracey
PayBright
Cate Pracey, Payments Specialist
Before we start
Sunset over the Jupiter Inlet
For business owners running $100K–$250K a month in cards across the Palm Beaches

It's not your prices. It's not just the tourists. Something else is quietly leaking your profit.

Cate Pracey

Here's my rule: you should already know the number before we ever talk.

Seven questions, about two minutes. No pitch until you ask for one — and when we do talk, it's with me, not a call center in another state. At the end I'll tell you exactly what I'm seeing: on your rate, and on the customers you're quietly losing every time the Palm Beaches empty out for the summer — snowbirds and locals both.

Every account gets an individualized setup and white-glove onboarding. You get my cell number — not a 1-800 line — for as long as you're a client.

When's the last time someone actually audited what you're paying?

Not the sales pitch when you signed up. An actual, line-by-line look.

Pick one to continue.

Once season winds down, your regulars start disappearing too — snowbirds flying north, locals ducking out for their own summer trips. What happens to that relationship?

You already have these customers. The question is whether you're actually staying in touch, or just hoping.

Pick one to continue.

Where's the business right now?

Ballpark is fine. This stays between us.

Pick one to continue.

Today's POS is more than a cash register. Which of these would actually change how you run things?

Pick one to continue.

What's really kept you from making a change before now?

Pick one to continue.

Which one sounds most like you right now?

Pick one to continue.

If nothing changes for the next 12 months, what does that actually cost you?

Pick one to continue.

Let's get you a real number instead of a guess.

Cate Pracey

This isn't a form that disappears into a queue somewhere. I read every one of these myself, same day.

Enter your name.

Enter your business name.

Enter a phone number.

Enter a valid email.

No spam. Just your results and, if it makes sense, a note from me directly.

Sunset at the Jupiter Inlet Lighthouse
Your results, Jordan
You already know. You've just been too busy to deal with it.
What that adds up to over the next 3 years — on processing alone
$14,400–$25,200
That's about $400–$700 every month.
Based on typical rate corrections for businesses at your volume, projected over three years. Your exact number comes from your actual statement, not this quiz.
On the thing that's actually stopped you before

You don't need to believe me. You'll see the real number in writing before you decide anything — this is a comparison, not a promise.

On your seasonal regulars

Hope isn't a marketing plan. A loyalty program with points tracking and one-to-one texting means you're the one who reaches back out first — not the one waiting.

Cate Pracey and family
Cate Pracey and family — Jupiter locals
Cate Pracey

My rule: you should already know the number before we ever talk. Every account I take on gets an individualized setup, hands-on onboarding, and my cell number — not a corporate helpdesk.

Not a sales call

Let's confirm what you just saw.

Send me one recent statement. Fifteen minutes, no obligation — I'll show you the real number, plus what a gift card, loyalty, and texting setup would look like for your slow season. This is a heartbeat check, not a pitch.

White-glove implementation, and my cell number — not a 1-800 line — for as long as you're a client.
Apply for my free Payments & Profit Audit
I personally review every application, which means I can only take a handful of new accounts each month.